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Get Matched Free →Springfield Community Land Trust Homeownership
Funding status: Active
How much assistance
Substantially below-market home purchase price (SCLT retains ownership of the land, reducing buyer's cost). Small down payment required.
Shared-equity model — when the homeowner sells, appreciation is shared with SCLT so the home remains affordable for the next low/moderate-income buyer. This is not a traditional grant or forgivable loan; it is a permanent affordability mechanism.
Eligibility
- Income limits: Targeted to low-to-moderate income households. Verify current income limits with SCLT.
- First-time buyer required: No
- Geographic restrictions: Homes available in Springfield, MO on SCLT-owned land.
- Homebuyer education required: Yes
How to Apply for Springfield Community Land Trust Homeownership
- Contact Springfield Community Land Trust at 417-631-4482 or via springfieldclt.org.
- Complete SCLT's application and income review.
- Participate in SCLT homebuyer education, including housing maintenance and credit counseling workshops.
- Get pre-approved with an SCLT-friendly lender.
- Purchase an SCLT home — you own the structure, SCLT owns the land underneath, which keeps the purchase price substantially below market.
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