Springfield Housing Authority Homeownership Program

Administered by: Springfield Housing Authority · City · Grant

Funding status: Active

How much assistance

Monthly mortgage subsidy for up to 15 years (Grant)

Ongoing monthly assistance for up to 15 years while meeting program requirements.

Eligibility

  • Income limits: Minimum annual income of $14,500 from wages (elderly and disabled exempt)
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Springfield area. Limited to 10 families per enrollment period.
  • Homebuyer education required: Yes

How to Apply for Springfield Housing Authority Homeownership Program

Step 1: Contact Springfield Housing Authority at (937) 325-7331 or visit 101 W High St, Springfield, OH 45502.

Step 2: Verify you meet income and employment requirements (full-time employment for 12+ consecutive months for non-elderly, non-disabled applicants).

Step 3: Complete pre- and post-mortgage counseling provided by the Housing Authority.

Step 4: Apply during an open enrollment period. The program is limited to 10 families.

Visit program website

Notes

Includes pre- and post-purchase counseling covering credit repair, loan applications, and home maintenance. Employment must be full-time and continuous for 12+ months for non-elderly, non-disabled participants.

Cities Where This Program Is Available