See programs you qualify for
Get Matched Free →Springfield Home Ownership Program (SHOP)
Funding status: Active
How much assistance
Up to ,000 (Zero-Interest Loan)
0% interest deferred loan. Not repaid until the home is sold, refinanced, or transferred.
Eligibility
- Income limits: Income limits: 1-person ,950; 2-person ,050; 3-person ,200; 4-person ,300; 5-person ,450; 6-person ,550.
- First-time buyer required: Yes — Has not owned a home in the past 3 years.
- Geographic restrictions: Property must be located within the City of Springfield city limits.
- Homebuyer education required: Yes
How to Apply for Springfield Home Ownership Program (SHOP)
Step 1: Contact the City of Springfield to apply. Buyer must contribute at least 50% of the minimum down payment required by the primary lender from personal funds. Complete HUD-approved homebuyer education.
Notes
Income limits reflect low-income targeting. Confirm current year income thresholds and availability with the City of Springfield when applying.