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St. Louis Park Down Payment Assistance Deferred Loan

Administered by:

City of St. Louis Park (administered by Center for Energy and Environment)
· City · Deferred Loan

Funding status: Active

How much assistance

Up to ,000 (5% of purchase price) standard tier; up to ,000 for households at or below 50% AMI on a sliding scale; additional ,000 available for employees of St. Louis Park businesses or renters who have lived in St. Louis Park six months or longer

Zero-interest deferred loan. Standard tier repaid on sale, transfer, or when no longer owner-occupied.

Eligibility

  • Income limits:
    Sliding scale by AMI: 50% AMI up to ,000 (25% of purchase price); 60% AMI up to ,000 (20% of purchase price); 80% AMI up to ,000 (15% of purchase price). 1- and 2-person household income limit ,300; 3+ person household ,900.
  • First-time buyer required: Yes
    Must not have owned a home in the past 3 years.
  • Geographic restrictions:
    Property must be located within the City of St. Louis Park, MN.
  • Homebuyer education required: Yes

How to Apply for St. Louis Park Down Payment Assistance Deferred Loan

Step 1: Contact the Center for Energy and Environment at 612-335-5884 to apply. Income and loan amounts are reviewed annually and subject to change.

Notes

Higher loan amounts (up to ,000) reserved for very-low-income households on a sliding AMI-based scale. Confirm current limits and funding with CEE.

Cities Where This Program Is Available