Suffolk HOME Down Payment and Closing Cost Assistance Program

Administered by: Suffolk Redevelopment and Housing Authority · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $14,500 for down payment and closing costs (Forgivable Loan)

Amortized forgivable loan with 20% forgiven annually over 5 years.

Eligibility

  • Income limits: Low to moderate income. Income limits apply.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home within the City of Suffolk.
  • Homebuyer education required: Yes

How to Apply for Suffolk HOME Down Payment and Closing Cost Assistance Program

Step 1: Contact the Suffolk Redevelopment and Housing Authority to apply. Complete homebuyer education.

Notes

Forgivable loan with 20% forgiven each year over 5 years. Funded through HOME Investment Partnerships Program.

Cities Where This Program Is Available