Summit County First Home First Loan Down Payment Assistance

Administered by: Summit County Executive's Office · County · Deferred Loan

Funding status: Active

How much assistance

Up to $12,000 as a 3-to-1 down payment match (Deferred Loan)

Due upon sale or transfer of home, or if home is no longer used as primary residence.

Eligibility

  • Income limits: At or below 80% of Area Median Income, adjusted for household size
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Summit County, Ohio only.
  • Homebuyer education required: No

How to Apply for Summit County First Home First Loan Down Payment Assistance

Step 1: Contact the Summit County Executive's Office for current program details and application requirements.

Step 2: Verify your household income is at or below 80% of the Area Median Income for Summit County.

Step 3: Save your down payment contribution (the county will match up to 3-to-1).

Step 4: Submit your application with required income and asset documentation.

Notes

Funded through the HOME Investment Partnership Program (HUD). The county matches up to 3 times your down payment contribution, up to $12,000 total. 0% interest deferred loan.

Cities Where This Program Is Available