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Toledo Home at Last Down Payment Assistance Program

Administered by:
City of Toledo Department of Housing and Community Development
· City · Grant
Funding status: Active

How much assistance

Up to $12,500 as a grant; up to $20,000 in Neighborhood Revitalization Strategy Areas (Englewood, Junction, Old South End, East Toledo)
No repayment required. Assistance is provided as a grant at closing.

Eligibility

  • Income limits: Household income must be at or below 80% of HUD Area Median Income.
  • First-time buyer required: Yes — Must not have owned or purchased a home in the past 3 years.
  • Geographic restrictions: Property must be located within the City of Toledo corporation limits. Single-family homes or condominiums only. Must be decent, safe, and sanitary.
  • Homebuyer education required: Yes

How to Apply for Toledo Home at Last Down Payment Assistance Program

Homeownership counseling from a HUD-approved agency must be completed as the first step. Homebuyers must make a minimum $500 contribution including payment of a required home inspection. Applications are submitted by participating lenders and processed in 21 days or less.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)