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Get Matched Free →Topeka Opportunity to Own (TOTO) Program
Funding status: Active
How much assistance
Up to $5,000 down payment assistance plus up to $30,000 for home repairs
Both the down payment grant and repair loan are fully forgiven after 5 years of owner-occupancy.
Eligibility
- Income limits: Below 80% of HUD-determined Area Median Income for Shawnee County (about $69,700 for a family of four).
- Purchase price limit: $75,000
- First-time buyer required: Yes — Must be a first-time homebuyer (no homeownership in the past 3 years).
- Geographic restrictions: Available only within City of Topeka limits, KS.
- Homebuyer education required: Yes
How to Apply for Topeka Opportunity to Own (TOTO) Program
Save at least $500 toward your down payment. Complete 12 hours of homebuyer and maintenance education through Housing and Credit Counseling, Inc. Apply for the loan with HCCI at 785-234-0217. Home purchase price cannot exceed $75,000.
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