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Get Matched Free →Truman Heritage Habitat for Humanity Homebuyer Program
Funding status: Active
How much assistance
Affordable Habitat-built home sold with a 0% interest mortgage; monthly payment capped at roughly 30% of household income
No forgiveness — 0% interest mortgage over the life of the loan. Resale restrictions may apply per Habitat partnership agreement.
Eligibility
- Income limits: Applicants must meet Habitat income guidelines (typically 30%–80% of Area Median Income for Jackson County). Exact thresholds vary by household size; verify with Truman Heritage.
- First-time buyer required: No
- Geographic restrictions: Serves Eastern Jackson County, MO: Independence, Blue Springs, Grain Valley, Greenwood, Lee's Summit, Lone Jack, Oak Grove, Raytown, Sugar Creek, and Kansas City east of I-435.
- Homebuyer education required: Yes
How to Apply for Truman Heritage Habitat for Humanity Homebuyer Program
Step 1: Attend a Truman Heritage Habitat information session (required before applying).
Step 2: Submit a homebuyer application with income, credit history, and need documentation.
Step 3: If selected, complete required sweat equity hours working on Habitat homes or approved volunteer activities.
Step 4: Complete Truman Heritage's homeowner education curriculum.
Step 5: Purchase a Truman Heritage-built or rehabilitated home with a 0% interest mortgage.
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