See programs you qualify for
Get Matched Free →City of Tuscaloosa First-Time Homebuyers Down Payment Assistance Program
Funding status: Active
How much assistance
Down payment and closing cost assistance (amount varies by applicant)
Zero-interest deferred forgivable second mortgage loan. Forgiven after 15 years of continuous owner-occupancy as primary residence. If you sell, transfer, lease, rent, abandon, or cease to occupy the property before 15 years, you may be required to repay a portion of the assistance.
Eligibility
- Income limits: At or below 80% of Area Median Income based on household size
- First-time buyer required: Yes — Must not have owned a home in the last 3 years.
- Geographic restrictions: Property must be within Tuscaloosa city limits.
- Homebuyer education required: Yes
How to Apply for City of Tuscaloosa First-Time Homebuyers Down Payment Assistance Program
Contact the City of Tuscaloosa Office of Federal Programs at 205-248-5080 to speak with a housing counselor. The City also offers free HUD-certified housing counseling at housingcounseling@tuscaloosa.com. Complete homebuyer education and work with an approved lender.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides