See programs you qualify for
Get Matched Free →Two Rivers Community Land Trust Homeownership
Funding status: Active
How much assistance
Subsidized purchase price on permanently affordable CLT homes; subsidy varies by home and household
Permanent affordability is preserved through a long-term ground lease. Owners build equity but agree to a resale formula that keeps the home affordable for future buyers.
Eligibility
- Income limits: Income limits vary by household size; gross household income must be at or below program limits to qualify.
- First-time buyer required: No
- Geographic restrictions: Serves Washington County, Minnesota and nearby communities including Andover, Bayport, Blaine, Cottage Grove, Forest Lake, Lakeland, New Richmond, Newport, Oak Park Heights, and Oakdale.
- Homebuyer education required: Yes
How to Apply for Two Rivers Community Land Trust Homeownership
Step 1: Visit tworiversclt.org to view available CLT homes and start the buyer interest process. Applicants must complete two homebuyer education classes (one offered by Two Rivers), submit a pre-application and full application, and qualify for mortgage financing.
Notes
Income limits vary by household size; verify current limits with Two Rivers Community Land Trust at tworiversclt.org.