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Two Rivers Habitat for Humanity Homeownership Program

Administered by:

Two Rivers Habitat for Humanity
· Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built or Habitat-renovated home; sweat equity required

Standard amortizing mortgage. Affordability is built into the price and mortgage terms; no separate forgiveness.

Eligibility

  • Income limits:
    Income within Habitat household-size requirements; designed for low- to moderate-income working families.
  • First-time buyer required: No
  • Geographic restrictions:
    Rochester, Minnesota and surrounding southeastern Minnesota service area.
  • Homebuyer education required: Yes

How to Apply for Two Rivers Habitat for Humanity Homeownership Program

Step 1: Apply through Two Rivers Habitat for Humanity. Selection criteria include level of need, willingness to partner, and ability to repay an affordable mortgage. Homebuyers complete 50% of their sweat equity at construction sites or the ReStore.

Notes

Two Rivers Habitat is the local Rochester-area Habitat affiliate, distinct from Twin Cities Habitat for Humanity.

Cities Where This Program Is Available