Virginia Housing Closing Cost Assistance Grant
Funding status: Active
How much assistance
Up to 2% of the purchase price (Grant)
No repayment required.
Eligibility
- Income limits: Varies by county and household size.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Credit score minimum: 620
- Geographic restrictions: Available statewide in Virginia.
- Homebuyer education required: Yes
How to Apply for Virginia Housing Closing Cost Assistance Grant
Step 1: Contact a Virginia Housing-approved lender to apply. Must use a VA or USDA first mortgage loan through Virginia Housing.
Notes
Available only with VA or USDA first mortgage loans through Virginia Housing. Funds may be applied to closing costs, RHS guarantee fee, or VA funding fee. Cannot be combined with the DPA Grant.