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West Side Community Land Trust Homebuyer Program

Administered by:
West Side Community Land Trust
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable homes at approximately $170,000 in West Charlotte. Buyers own the home; land remains in community trust permanently.
Community land trust model — buyer owns the home and builds equity, but the land remains owned by the trust in perpetuity. Resale restrictions ensure long-term affordability. Upon resale, buyer receives their equity plus a share of appreciation as defined by the ground lease.

Eligibility

  • Income limits: Household income at or below 60% of Area Median Income (AMI) for Mecklenburg County
  • First-time buyer required: No
  • Geographic restrictions: West Charlotte neighborhoods only — ZIP codes 28208, 28214, 28216, 28217 (Enderly Park, Hoskins, and surrounding communities)
  • Homebuyer education required: No

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)