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Wichita Habitat for Humanity Homeownership Program

Administered by:

Wichita Habitat for Humanity
· Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built home (no published dollar value of subsidy; mortgage is structured to be affordable for 35-80% AMI households)

Standard mortgage repayable over its term. No forgiveness — Habitat provides affordability through the home build itself and an affordable mortgage product.

Eligibility

  • Income limits:
    35-80% of area median income for Sedgwick County.
  • First-time buyer required: Yes
    Must demonstrate need for housing, willingness to contribute sweat equity, and ability to pay.
  • Geographic restrictions:
    Sedgwick County. Applicants must show U.S. legal residency (at least one applicant must be a permanent legal resident). Bankruptcy or foreclosure must have been discharged over 24 months ago.
  • Homebuyer education required: Yes

How to Apply for Wichita Habitat for Humanity Homeownership Program

Step 1: Attend a free, hour-long homebuyer information session (mandatory before applying). Submit application during open application periods. Applications open in May 2026.

Notes

Sweat equity required. Applicants partner with Habitat in the construction of their home.

Cities Where This Program Is Available