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City of Wichita HOMEownership 80 Program

Administered by:
City of Wichita Housing & Community Services Department
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to 20% of purchase price plus $2,000 toward closing costs (capped at amount required by first mortgage lender)
Fully forgiven after 10 years of owner-occupancy. 0% interest, deferred-payment second loan.

Eligibility

  • Income limits: Low- to moderate-income (typically at or below 80% AMI for Sedgwick County).
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Limited to homes within the City's HOMEownership 80 Assistance Areas. Eligible properties are newly constructed single-family homes developed by partner Community Housing Development Organizations (CHDOs).
  • Homebuyer education required: Yes

How to Apply for City of Wichita HOMEownership 80 Program

Apply through a partner CHDO: Wichita Habitat for Humanity, Mennonite Housing, Jakub's Ladder, or HOPE Community Development. Attendance at a homebuyer training class is required.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)