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City of Wichita HOMEownership 80 Program

Administered by:

City of Wichita Housing & Community Services Department
· City · Forgivable Loan

Funding status: Active

How much assistance

Up to 20% of purchase price plus $2,000 toward closing costs (capped at amount required by first mortgage lender)

Fully forgiven after 10 years of owner-occupancy. 0% interest, deferred-payment second loan.

Eligibility

  • Income limits:
    Low- to moderate-income (typically at or below 80% AMI for Sedgwick County).
  • First-time buyer required: Yes —
    Must not have owned a home in the past 3 years.
  • Geographic restrictions:
    Limited to homes within the City's HOMEownership 80 Assistance Areas. Eligible properties are newly constructed single-family homes developed by partner Community Housing Development Organizations (CHDOs).
  • Homebuyer education required: Yes

How to Apply for City of Wichita HOMEownership 80 Program

Step 1: Apply through a partner CHDO: Wichita Habitat for Humanity, Mennonite Housing, Jakub's Ladder, or HOPE Community Development. Attendance at a homebuyer training class is required.

Notes

Funded by federal HUD HOME Investment Partnerships grant. Combined with KHAP, can provide significant total assistance.

Cities Where This Program Is Available