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Get Matched Free →City of Wichita HOMEownership 80 Program
Funding status: Active
How much assistance
Up to 20% of purchase price plus $2,000 toward closing costs (capped at amount required by first mortgage lender)
Fully forgiven after 10 years of owner-occupancy. 0% interest, deferred-payment second loan.
Eligibility
- Income limits: Low- to moderate-income (typically at or below 80% AMI for Sedgwick County).
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Limited to homes within the City's HOMEownership 80 Assistance Areas. Eligible properties are newly constructed single-family homes developed by partner Community Housing Development Organizations (CHDOs).
- Homebuyer education required: Yes
How to Apply for City of Wichita HOMEownership 80 Program
Apply through a partner CHDO: Wichita Habitat for Humanity, Mennonite Housing, Jakub's Ladder, or HOPE Community Development. Attendance at a homebuyer training class is required.
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