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Get Matched Free →Homebuyer Programs in Green Bay, WI (2026)
Green Bay is northeastern Wisconsin's largest city and an economic hub in Brown County, with a median home price of around $273,000. Homebuyers can access NeighborWorks Green Bay's down payment assistance offering up to $15,000 in zero-interest deferred loans, the Great Being Home Program providing up to $10,000 in grants for qualifying local employees, and the Newcap Homebuyer Program offering up to $10,000 in deferred loans. Brown County's NE Wisconsin CDBG program adds further assistance covering up to 50% of the required down payment. At the state level, WHEDA's Capital Access DPA provides up to $7,500 as a deferred zero-interest loan, the Easy Close DPA offers up to 6% of the purchase price, and the Tax Advantage Mortgage Credit Certificate saves buyers up to $2,000 per year in federal taxes. By combining local, state, and federal programs, eligible Green Bay buyers could access over $25,000 in total assistance.
City Programs in Green Bay
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| Great Being Home Program (Green Bay) | Grant | Up to $10,000 ($5,000 grant plus additional assistance) | No | View → |
| NeighborWorks Green Bay Down Payment Assistance | Deferred Loan | Up to $15,000 (standard loans up to $7,000; enhanced loans up to $15,000) | No | View → |
- Type:
- Grant
- Amount:
- Up to $10,000 ($5,000 grant plus additional assistance)
- First-time only:
- No
- Type:
- Deferred Loan
- Amount:
- Up to $15,000 (standard loans up to $7,000; enhanced loans up to $15,000)
- First-time only:
- No
County Programs in Brown County
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| NE Wisconsin CDBG Homebuyer Assistance (Brown County) | Deferred Loan | Up to 50% of required down payment (not to exceed 10% of purchase price) | No | View → |
- Type:
- Deferred Loan
- Amount:
- Up to 50% of required down payment (not to exceed 10% of purchase price)
- First-time only:
- No
State Programs in Wisconsin
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| WHEDA Advantage Conventional Loan | Government-Insured Mortgage | Low down payment first mortgage (as low as 3% down) | Yes | View → |
| WHEDA Advantage FHA Loan | Government-Insured Mortgage | Low down payment first mortgage (3.5% down) | Yes | View → |
| WHEDA Capital Access DPA | Deferred Loan | Up to $7,500 (between $3,050 and 3% of purchase price) | Yes | View → |
| WHEDA Easy Close DPA | Repayable Loan | Up to 6% of purchase price | Yes | View → |
| WHEDA Tax Advantage (Mortgage Credit Certificate) | Tax Credit | Up to $2,000 per year in federal tax credits | Yes | View → |
- Type:
- Government-Insured Mortgage
- Amount:
- Low down payment first mortgage (as low as 3% down)
- First-time only:
- Yes
- Type:
- Government-Insured Mortgage
- Amount:
- Low down payment first mortgage (3.5% down)
- First-time only:
- Yes
- Type:
- Deferred Loan
- Amount:
- Up to $7,500 (between $3,050 and 3% of purchase price)
- First-time only:
- Yes
- Type:
- Repayable Loan
- Amount:
- Up to 6% of purchase price
- First-time only:
- Yes
- Type:
- Tax Credit
- Amount:
- Up to $2,000 per year in federal tax credits
- First-time only:
- Yes
Federal Programs
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| FHA Loans | Government-Insured Mortgage | Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026) | No | View → |
| FHLBA Community Partners Product | Forgivable Loan | Up to $20,000 in home purchase assistance for down payment and closing costs | No | View → |
| FHLBA First Time Homebuyer Product | Forgivable Loan | Up to $17,500 in home purchase assistance for down payment and closing costs | Yes | View → |
| FHLBA Workforce Housing Plus+ | Forgivable Loan | Up to $15,000 in home purchase assistance for down payment and closing costs | No | View → |
| Good Neighbor Next Door (HUD) | Government Property Sale Program | 50% discount off the list price of HUD-owned homes | Yes | View → |
| Home Possible Mortgage (Freddie Mac) | Government-Guaranteed Mortgage | Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment | No | View → |
| HomeReady Mortgage (Fannie Mae) | Government-Guaranteed Mortgage | Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment | No | View → |
| HUD $100 Down Program | FHA-Financed HUD REO Purchase | Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs. | No | View → |
| USDA Rural Development Loans | Government-Guaranteed Mortgage | 100% financing (no down payment required); loan amount up to appraised value | No | View → |
| VA Loans | Government-Guaranteed Mortgage | No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026) | No | View → |
- Type:
- Government-Insured Mortgage
- Amount:
- Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026)
- First-time only:
- No
- Type:
- Forgivable Loan
- Amount:
- Up to $20,000 in home purchase assistance for down payment and closing costs
- First-time only:
- No
- Type:
- Forgivable Loan
- Amount:
- Up to $17,500 in home purchase assistance for down payment and closing costs
- First-time only:
- Yes
- Type:
- Forgivable Loan
- Amount:
- Up to $15,000 in home purchase assistance for down payment and closing costs
- First-time only:
- No
- Type:
- Government Property Sale Program
- Amount:
- 50% discount off the list price of HUD-owned homes
- First-time only:
- Yes
- Type:
- Government-Guaranteed Mortgage
- Amount:
- Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
- First-time only:
- No
- Type:
- FHA-Financed HUD REO Purchase
- Amount:
- Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs.
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- 100% financing (no down payment required); loan amount up to appraised value
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026)
- First-time only:
- No
Nonprofit Programs
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| Downpayment Plus Program (FHLBank Chicago) | Grant | Up to $6,000 (3:1 match of buyer contribution, max $6,000) | No | View → |
| Greater Green Bay Habitat for Humanity Homeownership Program | Zero-Interest Loan | Affordable new-construction home with zero-interest mortgage (payments set at 28-30% of gross income) | Yes | View → |
| Newcap Homebuyer Program (Green Bay) | Deferred Loan | Up to $10,000 | No | View → |
- Type:
- Grant
- Amount:
- Up to $6,000 (3:1 match of buyer contribution, max $6,000)
- First-time only:
- No
- Type:
- Zero-Interest Loan
- Amount:
- Affordable new-construction home with zero-interest mortgage (payments set at 28-30% of gross income)
- First-time only:
- Yes
- Type:
- Deferred Loan
- Amount:
- Up to $10,000
- First-time only:
- No
How to Apply
Check your eligibility. Most Green Bay programs require income at or below 80-120% AMI for Brown County. NeighborWorks Green Bay programs accept households up to 120% AMI, while CDBG and Downpayment Plus programs cap at 80% AMI.
Complete homebuyer education. All Green Bay programs require homebuyer education through NeighborWorks Green Bay. Contact them at nwgreenbay.org or visit their office to enroll in a course.
Contribute your minimum down payment. Most programs require at least $1,000 of your own funds toward the purchase. The CDBG program requires a 1
Get pre-approved for a mortgage. Work with a WHEDA-approved lender to explore WHEDA Advantage Conventional or FHA loans, which can be paired with state DPA programs. Local lenders like CoVantage Credit Union also participate in Downpayment Plus.
Check employer-based programs. If you work for the City of Green Bay, a local small business with 25 or fewer employees, or a Green Bay-based nonprofit, you may qualify for the Great Being Home Program. Email greatbeinghome@nwgreenbay.org for details.
Find a home within Green Bay city limits. Work with a real estate agent to find an eligible property. The home must be owner-occupied as your primary residence and can be 1-2 units.
Close on your home. Your lender and NeighborWorks Green Bay will coordinate all DPA funds at closing. The standard turnaround for NeighborWorks assistance is about 30 days from complete documentation.