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The 712 Initiative Housing Revitalization Program

Administered by: The 712 Initiative · Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Renovated homes sold at affordable prices (historically $125,000 to $182,000) (Repayable Loan)

Eligibility

  • Income limits: Targeted to low- and moderate-income Council Bluffs homebuyers. Contact program for current income thresholds.
  • First-time buyer required: No
  • Geographic restrictions: Homes located in Council Bluffs redevelopment target neighborhoods.
  • Homebuyer education required: No

How to Apply for The 712 Initiative Housing Revitalization Program

Step 1: Contact The 712 Initiative directly to learn about current available renovated properties. Buyers finance through a lender of their choice and can pair the purchase with Iowa Finance Authority down payment assistance and other sources.

Notes

Nonprofit community development organization that has invested $38 million in Council Bluffs. In 2021 it transformed 7 dilapidated homes, fully restored and sold at $125,000 to $182,000. Pipeline of rehabilitated homes refreshes year to year.

Cities Where This Program Is Available