AllSouth Federal Credit Union First-Time Homebuyer Program

Administered by: AllSouth Federal Credit Union · Nonprofit · Government-Guaranteed Mortgage

Funding status: Active

How much assistance

Down payment as low as 3%; no origination fees or points (Government-Guaranteed Mortgage)

Eligibility

  • Income limits: No minimum income restrictions to qualify
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Primary residences in the state of South Carolina.
  • Homebuyer education required: No

How to Apply for AllSouth Federal Credit Union First-Time Homebuyer Program

Step 1: Contact AllSouth Federal Credit Union to apply. No first-time buyer class required. Must qualify for a 30-year fixed rate mortgage on a primary residence in South Carolina.

Visit program website

Notes

Columbia SC-headquartered credit union. Offers reduced closing costs and low down payment options for first-time buyers. No PMI details confirmed; verify directly with AllSouth.

Cities Where This Program Is Available