Amarillo Habitat for Humanity Homeownership Program

Administered by: Amarillo Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase at no profit with 0% interest mortgage (Zero-Interest Loan)

Zero-interest, 25-to-30-year mortgage loan. Home sold at no profit.

Eligibility

  • Income limits: Household income must fall between 30% and 60% of area median income
  • First-time buyer required: No
  • Geographic restrictions: Serves Potter County and Randall County, Texas.
  • Homebuyer education required: Yes

How to Apply for Amarillo Habitat for Humanity Homeownership Program

Step 1: Amarillo Habitat accepts new homeowner applications once a year in the fall. Applicants must complete 500 sweat equity hours and 30 hours of financial stability courses including Dave Ramsey Financial Peace University curriculum. A $1,500 down payment toward the first year of taxes and insurance is required. Contact Amarillo Habitat for Humanity at 806-383-3456.

Visit program website

Notes

The homeownership process typically takes 12-18 months. Volunteer-driven construction keeps costs low.

Cities Where This Program Is Available