Ameris Choice Down Payment Assistance Program

Administered by: Ameris Bank · City · Grant

Funding status: Active

How much assistance

Up to $7,500 (Grant)

Eligibility

  • First-time buyer required: Yes — Must be a first-time homebuyer purchasing a primary residence.
  • Geographic restrictions: Available in designated affordable housing community development areas in Charleston, SC.

How to Apply for Ameris Choice Down Payment Assistance Program

Step 1: Contact an Ameris Bank mortgage banker to determine eligibility and apply. The program is available for qualifying first-time homebuyers purchasing in designated Charleston community development areas.

Visit program website

Notes

Launched June 2025. Originally introduced in 2024 for Jacksonville, FL, then expanded to Charleston, Atlanta, and Gainesville.

Cities Where This Program Is Available