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Asheville Area Habitat for Humanity Homeownership Program

Administered by:
Asheville Area Habitat for Humanity
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable Habitat mortgage with below-market terms
Repaid over the loan term through affordable monthly mortgage payments reinvested into building additional Habitat homes.

Eligibility

  • Income limits: At or below 80% AMI for Buncombe County
  • First-time buyer required: No
  • Geographic restrictions: Must have lived and/or worked in Buncombe or Madison County for at least 12 months.
  • Homebuyer education required: Yes

How to Apply for Asheville Area Habitat for Humanity Homeownership Program

Step 1: Attend a Habitat information session or download the application from their website. Step 2: Submit a completed application with income documentation to 33 Meadow Rd, Asheville, NC 28803. Step 3: Demonstrate housing need (overcrowded, substandard, paying more than 30% of income on rent, or in temporary/subsidized housing). Step 4: Each applicant on the deed must commit to 200 hours of Sweat Equity. Step 5: Complete a Homebuyer Education program. Step 6: Email apply@ashevillehabitat.org or call for more information.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)