BayCoast Mortgage Down Payment Assistance

How much assistance

Up to $10,000 in dollar-for-dollar matching funds for down payment and closing costs (Forgivable Loan)

Forgiven after 5 years of continuous owner occupancy

Eligibility

• Income limits: Must meet income limits based on area median income guidelines
• First-time buyer required: Yes — First-time homebuyer or have not owned a home in the past three years
• Geographic restrictions: Must purchase a home in Dartmouth, MA or other eligible BayCoast service areas
• Homebuyer education required: No

How to Apply for BayCoast Mortgage Down Payment Assistance

Notes

Dollar-for-dollar match means BayCoast matches what the buyer puts toward down payment and closing costs, up to $10,000. Funds are forgiven after 5 years. Available through BayCoast Mortgage, a division of BayCoast Bank serving southeastern Massachusetts.

Cities Where This Program Is Available

• Dartmouth, MA