Bryan/College Station Habitat for Humanity Homeownership Program

Administered by: Bryan/College Station Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with zero-interest mortgage (Zero-Interest Loan)

Zero-percent interest mortgage with no profit on home sale. Repaid through affordable monthly payments.

Eligibility

  • Income limits: Household income must fall between 35% and 80% of the area median income for Bryan/College Station.
  • First-time buyer required: No
  • Geographic restrictions: Must live or work in Bryan/College Station for the past 12 months. Serves Brazos County, Burleson County, and Robertson County.
  • Homebuyer education required: Yes

How to Apply for Bryan/College Station Habitat for Humanity Homeownership Program

Step 1: Attend a free Homeownership Program Information Session. Sessions are held in English and Spanish. If selected, you must complete homebuyer education and contribute sweat equity hours helping build Habitat homes. Must be a US citizen or permanent legal resident with at least one year at current employer. Contact BCS Habitat for Humanity at their Bryan office, 119 Lake Street, Bryan, TX.

Visit program website

Notes

As of March 2026, BCS Habitat is actively accepting homebuyer applications after a pause of approximately 18 months. Applicants selected based on housing need, willingness to partner, and ability to repay an affordable mortgage.

Cities Where This Program Is Available