See programs you qualify for
Get Matched Free →BECU First-Time Homebuyer Grant
Funding status: Active
How much assistance
Up to $8,000 (the lesser of 3% of purchase price, 3% of appraised value, or $8,000) (Grant)
No repayment required if borrower remains in home as primary residence for at least 3 years
Eligibility
- Income limits: Income limits apply; verify current thresholds with BECU
- First-time buyer required: Yes — No applicant on the loan may currently own residential real property
- Geographic restrictions: Property must be in Washington, Oregon, South Carolina, Idaho, California, Arizona, Illinois, Kansas, Missouri, or Pennsylvania; single-family home, condo, or townhouse used as primary residence
- Homebuyer education required: Yes
How to Apply for BECU First-Time Homebuyer Grant
Step 1: Become or be a BECU member, complete a homeownership course, contribute at least 1% of your own funds toward the down payment, and apply for the grant through your BECU mortgage application.
Notes
Available through BECU mortgage origination only.