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Boston First-Time Homebuyer Program

Administered by:
City of Boston - Boston Home Center
· City · Deferred Loan
Funding status: Active

How much assistance

Up to $50,000 (income below 100% AMI) or up to $35,000 (income 101-135% AMI)
No interest and no monthly payments. Repayment is due in full when you refinance, transfer the title, sell the home, or no longer live there as your primary residence.

Eligibility

  • Income limits: Below 100% AMI for the $50,000 tier; 101-135% AMI for the $35,000 tier
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase a home within the City of Boston.
  • Homebuyer education required: Yes

How to Apply for Boston First-Time Homebuyer Program

Complete the Boston Home Center Homebuyer 101 class, get pre-approved for a mortgage, find a home in Boston, then apply through the Boston Home Center for DPA funding.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)