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City of Bradenton SHIP Purchase Assistance Program

Administered by:
City of Bradenton Housing and Community Development Division
· City · Zero-Interest Loan
Funding status: Active

How much assistance

Up to $20,000
Zero-interest loan with payments over a 30-year term. Assistance covers down payment, closing costs up to $10,000, principal reduction, and mortgage rate buydown.

Eligibility

  • Income limits: Household income at or below 120% of Area Median Income for the Bradenton/Sarasota MSA, adjusted by family size
  • Purchase price limit: $400,000
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home within the City of Bradenton city limits.
  • Homebuyer education required: No

How to Apply for City of Bradenton SHIP Purchase Assistance Program

Contact the City of Bradenton Housing and Community Development Division at 941-932-9493. You will need two months of pay stubs for all employed household members, current statements of all bank accounts, and if self-employed, a copy of the most recent income tax return.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)