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Brevard County SHIP Purchase Assistance Program

Administered by:
Brevard County Housing and Human Services
· County · Deferred Loan
Funding status: Active

How much assistance

Up to $75,000
Zero-interest deferred payment second mortgage. Repayment triggered upon sale, refinance, transfer of title, or if home ceases to be primary residence.

Eligibility

  • Income limits: At or below 80% of Area Median Income based on household size. Very Low Income (up to 50% AMI) and Low Income (51-80% AMI) eligible.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Property must be located within Brevard County.
  • Homebuyer education required: Yes

How to Apply for Brevard County SHIP Purchase Assistance Program

Contact Community Housing Initiatives (CHI) at 321-253-0053 for a telephone pre-screening. Complete the required 5-hour homebuyer education workshop. Liquid assets must not exceed $15,000.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)