Broome County Habitat for Humanity Homeownership Program

Administered by: Broome County Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with no-profit pricing and zero-interest mortgage (Zero-Interest Loan)

No-interest 30-year mortgage with affordable monthly payments based on income.

Eligibility

  • Income limits: Income must not fall below 40% or exceed 60% of the median family income for Broome or Tioga Counties
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must have lived in Broome County or Tioga County for the previous twelve months.
  • Homebuyer education required: Yes

How to Apply for Broome County Habitat for Humanity Homeownership Program

Step 1: Pick up or request an application from the Endicott office at 103 Adams Ave, Endicott, NY 13760. Applicants must invest at least 300 hours of sweat equity and provide a deposit.

Cities Where This Program Is Available