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Camden County First-Time Homebuyer Program

Administered by:
Camden County Division of Community Development
· County · Forgivable Loan
Funding status: Active

How much assistance

Up to $25,000
Zero-percent, non-amortizing, forgivable loan secured through a Mortgage and Mortgage Note. Loans under $15,000 are forgiven after 5 years of owner-occupancy. Loans between $15,000 and $25,000 are forgiven after 10 years of owner-occupancy.

Eligibility

  • Income limits: Low and moderate income households. Specific income limits are set annually based on HUD guidelines for Camden County.
  • First-time buyer required: Yes — Must not have owned a home within the past three years.
  • Geographic restrictions: Must purchase a home within Camden County, NJ.
  • Homebuyer education required: Yes

How to Apply for Camden County First-Time Homebuyer Program

Contact the Camden County First Time Home Buyer Assistance Program at 856-751-2242 or email FTHBP@camdencounty.com. Applicants must complete a homebuyer training course from a HUD-approved counseling agency. The minimum level of assistance is $1,000 and the maximum is $25,000. Funds can be used for a combination of down payment and/or closing costs.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)