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Central Berkshire Habitat for Humanity Homeownership Program

Administered by:
Central Berkshire Habitat for Humanity
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable home purchase with below-market mortgage through Habitat partnership
Affordable mortgage repayment plan

Eligibility

  • Income limits: Must meet income guidelines for the town in which purchasing (typically 30-80% AMI)
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years and currently be living in substandard, subsidized, or unaffordable housing
  • Geographic restrictions: Serves Pittsfield, Dalton, Housatonic, and surrounding Berkshire County communities
  • Homebuyer education required: Yes

How to Apply for Central Berkshire Habitat for Humanity Homeownership Program

Apply through Central Berkshire Habitat for Humanity. Must have lived or worked in Berkshire County for at least one year, obtain mortgage pre-approval from a third-party lender, and complete 275-425 hours of sweat equity. The process typically takes 1.5-2 years from application to homeownership. Contact 413-442-3181.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)