Central SC Habitat for Humanity Homeowner Program

Administered by: Central South Carolina Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable 25-year mortgage with payments adjusted to not exceed 25% of gross monthly income (Zero-Interest Loan)

Affordable mortgage payments capped at 25% of homebuyer's monthly gross income over a 25-year term.

Eligibility

  • Income limits: Must demonstrate financial need and ability to repay an affordable mortgage
  • First-time buyer required: No
  • Geographic restrictions: Serves Richland and Lexington Counties.
  • Homebuyer education required: Yes

How to Apply for Central SC Habitat for Humanity Homeowner Program

Step 1: Complete financial counseling and homebuyer education workshops. Complete over 250 hours of sweat equity in the ReStore, on home repair sites, and on your own home. Contact Central SC Habitat for Humanity at (803) 936-0088 for application availability.

Visit program website

Notes

Founded in 1985. Has provided more than 250 homes in Richland and Lexington Counties. Application process was postponed from January 2026; check website for updated timeline.

Cities Where This Program Is Available