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Champlain Housing Trust Homeownership Equity Program (HEP)

Administered by:
Champlain Housing Trust
· Nonprofit · Deferred Loan
Funding status: Active

How much assistance

Up to $25,000
Zero-interest deferred loan for qualified shared equity home buyers.

Eligibility

  • Income limits: At or below 100% of area median income (AMI)
  • First-time buyer required: Yes — First-time homebuyer who identifies as BIPOC (Black, Indigenous, or person of color).
  • Geographic restrictions: Must purchase a Champlain Housing Trust shared-equity home in Northwest Vermont.
  • Homebuyer education required: Yes

How to Apply for Champlain Housing Trust Homeownership Equity Program (HEP)

Contact Champlain Housing Trust at (802) 862-6244 or email info@getahome.org. Must purchase a CHT shared-equity home and complete homebuyer education.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (7 cities across 1 state)