Charleston Habitat for Humanity Homeownership Program

Administered by: Charleston Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Seasonal

How much assistance

No-interest mortgage with homes sold at no profit. Monthly payments of $500-$600 plus escrow. (Zero-Interest Loan)

Affordable no-interest mortgage for the life of the loan.

Eligibility

  • Income limits: Must meet HUD low-to-moderate income guidelines
  • First-time buyer required: Yes — Must be a first-time homeowner.
  • Geographic restrictions: Must live or work in Awendaw, Charleston, Daniel Island, Huger, Isle of Palms, McClellanville, Mt. Pleasant, North Charleston, Sullivans Island, Wando, or West Ashley for at least 6 months.
  • Homebuyer education required: No

How to Apply for Charleston Habitat for Humanity Homeownership Program

Step 1: Applications open periodically. Visit charlestonhabitat.org or call (843) 722-7145 to check current application status. Applicants must contribute 400-500 volunteer hours (sweat equity).

Visit program website

Notes

Application process opens and closes periodically. Check website for current status. Sweat equity requirement of 400-500 volunteer hours includes working at the Charleston ReStore and on construction sites.

Cities Where This Program Is Available

Available Statewide In