Citadel Home Help Program
Funding status: Active
How much assistance
Up to $18,000 in down payment and closing cost assistance (Grant)
Terms set by Citadel Credit Union at closing.
Eligibility
- Income limits: Must meet Citadel Credit Union lending qualifications.
- First-time buyer required: No
- Credit score minimum: 620
- Geographic restrictions: Available only in eligible majority-minority census tracts within Philadelphia County.
- Homebuyer education required: No
How to Apply for Citadel Home Help Program
Step 1: Contact Citadel Credit Union to check eligibility based on the property location. Apply for a mortgage through Citadel and request the Home Help Program assistance.
Notes
Supported by a $6 million loan subsidy fund. Also available for refinancing and home improvement loans in eligible areas.