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Get Matched Free →City of Boca Raton SHIP Purchase Assistance Program
Funding status: Active
How much assistance
Up to $190,000
Zero percent interest deferred forgivable loan conditioned on living and remaining in the home for up to 20 years.
Eligibility
- Income limits: Qualified households with very low, low, moderate incomes and 121%-140% of AMI depending on strategy
- First-time buyer required: Yes — Must be a first-time homebuyer who has not owned a home in the past 3 years.
- Geographic restrictions: Must purchase a property within Boca Raton municipal city limits.
- Homebuyer education required: Yes
How to Apply for City of Boca Raton SHIP Purchase Assistance Program
Step 1: Applications can be obtained by calling the City of Boca Raton Community Improvement Division at 561-393-7756. Applications are accepted and processed on an ongoing basis pending availability of funding. Submit a complete application with all required documentation including proof of income, identification, and first mortgage pre-approval.
Notes
Funded through the State Housing Initiatives Partnership (SHIP) program. Funds can be used for down payment, principal reduction, eligible closing/prepaid cost assistance, and rehabilitation. 2025-26 NOFA released October 1, 2025.