City of Bryan Down Payment Assistance Program

Administered by: City of Bryan Community Development Department · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $14,000 (Forgivable Loan)

Forgiven after 5 years of continuous owner-occupancy. If property is sold or no longer owner-occupied before 5 years, assistance must be repaid to the extent net proceeds are available.

Eligibility

  • Income limits: At or below 80% of Area Median Income based on household size
  • First-time buyer required: Yes — Must not have owned a home in the last 3 years.
  • Credit score minimum: 640
  • Geographic restrictions: Within City of Bryan city limits only. Excludes manufactured and modular homes. Single-family detached homes and condominiums only.
  • Homebuyer education required: Yes

How to Apply for City of Bryan Down Payment Assistance Program

Step 1: Contact City of Bryan Community Development at (979) 209-5175 or visit 405 West 28th Street, Bryan, TX 77803. Must complete HUD-approved housing counseling before closing. All household members must provide proof of citizenship or qualified legal resident alien status.

Visit program website

Notes

Assistance ranges from $3,500 to $14,000 based on home price and financial circumstances. Deferred non-interest-bearing second mortgage structure.

Cities Where This Program Is Available