City of Columbia HOME Homebuyer Assistance

Administered by: City of Columbia Community Development Department · City · Deferred Loan

Funding status: Active

How much assistance

Up to 20% of the loan amount for down payment assistance (Deferred Loan)

Provided as a second mortgage. Specific forgiveness terms set by the City of Columbia Community Development Department.

Eligibility

  • Income limits: Must qualify as low-to-moderate income household
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home within City of Columbia limits.
  • Homebuyer education required: Yes

How to Apply for City of Columbia HOME Homebuyer Assistance

Step 1: Contact the City of Columbia Community Development Department for current application availability. Complete required homebuyer education and income documentation. The program uses federal HOME Investment Partnership funds.

Visit program website

Notes

Funded through HUD HOME Investment Partnership Program. Program availability depends on annual federal funding allocation. Contact Community Development for current status.

Cities Where This Program Is Available