City of Fitchburg First-Time Homebuyer Down Payment Assistance

Administered by: City of Fitchburg Office of Housing and Development · City · Grant

Funding status: Active

How much assistance

Varies based on available CDBG funding (Grant)

Eligibility

  • Income limits: At or below 80% of Area Median Income (Worcester County AMI)
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase a home within the City of Fitchburg.
  • Homebuyer education required: Yes

How to Apply for City of Fitchburg First-Time Homebuyer Down Payment Assistance

Step 1: Complete a HUD-approved homebuyer education course, get pre-approved for a mortgage, then contact the City of Fitchburg Office of Housing and Development to apply for down payment assistance funds.

Visit program website

Notes

CDBG-funded program. Exact assistance amounts vary based on annual federal allocation and available funds. Verify current funding availability with the City of Fitchburg.

Cities Where This Program Is Available