City of Fort Myers Home Purchase Assistance Program

Administered by: City of Fort Myers Housing Division · City · Deferred Loan

Funding status: Active

How much assistance

Up to $35,000 for down payment and closing costs (Deferred Loan)

0% interest, no monthly payment second mortgage on the property. Repayment deferred until sale, refinance, transfer of title, or if the property is no longer used as primary residence.

Eligibility

  • Income limits: Must income qualify per HUD Income Limits for Lee County.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Property must be located within the City of Fort Myers municipal limits.
  • Homebuyer education required: Yes

How to Apply for City of Fort Myers Home Purchase Assistance Program

Step 1: Contact the City of Fort Myers Housing Division. Complete a homebuyer education class from a HUD-approved Housing Counseling Agency. Obtain a mortgage commitment from a lending institution. The home must serve as your primary residence.

Visit program website

Notes

SHIP-funded program. Contact the Housing Division for current application availability and waitlist status.

Cities Where This Program Is Available