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City of Gastonia Homebuyer Assistance Program

Administered by:
City of Gastonia Community Development Division
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $15,000
Secured by a second mortgage with no interest and a 5-year term. Forgiven after 5 years of owner-occupancy.

Eligibility

  • Income limits: Cannot exceed 80% of the area median income per family size
  • First-time buyer required: Yes — Must be a first-time homebuyer, displaced homebuyer, or not have owned a home within the last three years.
  • Geographic restrictions: Must be a resident of Gaston County (excluding city limits of High Shoals or Spencer Mountain). Also available to residents of Kings Mountain city limits in Cleveland County.
  • Homebuyer education required: Yes

How to Apply for City of Gastonia Homebuyer Assistance Program

Contact the City of Gastonia Offices for Housing and Community Engagement at the Garland Municipal Business Center, 150 S. York Street, Gastonia, NC 28052. Phone: 704-854-6602.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)