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City of Lawton First-Time Homebuyers Program

Administered by:

City of Lawton
· City · Forgivable Loan

Funding status: Active

How much assistance

Up to $15,000 toward down payment and closing costs

Assistance is structured as a 0% interest deferred forgivable loan note on 50% of the assistance, conditioned on owner-occupancy. If the home is sold, transferred, leased, abandoned, or no longer used as the principal residence within the affordability period, the buyer may have to repay a prorated portion.

Eligibility

  • Income limits:
    Household income at or below 80% of Lawton/Comanche County area median income (AMI), varies by household size.
  • First-time buyer required: Yes
    Must not have owned a home in the past 3 years.
  • Geographic restrictions:
    Property must be located within the city limits of Lawton, OK.
  • Homebuyer education required: Yes

How to Apply for City of Lawton First-Time Homebuyers Program

Step 1: Contact the City of Lawton Community Development office to begin the application. HUD-approved homebuyer education is required before assistance is provided.

Notes

Funded through HUD HOME Investment Partnerships Program. Verify current funding availability with the City of Lawton.

Cities Where This Program Is Available