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City of Midwest City Homebuyer Assistance Program

Administered by:

City of Midwest City Grants Management Department
· City · Forgivable Loan

Funding status: Active

How much assistance

Up to $7,500 toward down payment and closing costs

5-year deferred forgivable loan. Fully forgiven after 5 years if used as the primary residence during that period.

Eligibility

  • Income limits:
    Targets low- to moderate-income households at or below 80% HUD area median income (AMI); varies by household size.
  • First-time buyer required: Yes
    Must not have owned a home during the 3-year period prior to purchase with assistance from the program.
  • Geographic restrictions:
    Property must be located in the City of Midwest City and must be a single-family dwelling or condominium.
  • Homebuyer education required: Yes

How to Apply for City of Midwest City Homebuyer Assistance Program

Step 1: Contact Ashley Stephenson at the City of Midwest City Grants Management Department at (405) 739-1221 to apply. HUD-approved homebuyer education required.

Notes

FY26 program funded with $75,000 starting on or about April 2026 and ending when funds are expended or May 31, 2027. Verify current funding availability before promising assistance.

Cities Where This Program Is Available