See programs you qualify for

Get Matched Free →

City of Norman Down Payment Assistance Program

Administered by:

City of Norman (administered by Neighborhood Housing Services Oklahoma)
· City · Forgivable Loan

Funding status: Active

How much assistance

Up to $14,999 toward down payment and/or closing costs

Forgivable loan with terms tied to continued owner-occupancy. Verify exact recapture period with NHS Oklahoma.

Eligibility

  • Income limits:
    Targets low- to moderate-income households; income limits per HUD HOME guidelines.
  • First-time buyer required: Yes —
    First-time homebuyer status required.
  • Geographic restrictions:
    Property must be located in one of three Norman core neighborhoods: Old Silk Stocking, Original Townsite, or First Courthouse.
  • Homebuyer education required: Yes

How to Apply for City of Norman Down Payment Assistance Program

Step 1: Contact Neighborhood Housing Services Oklahoma at (405) 231-4663 or info@nhsokla.org. NHS handles application intake, eligibility determination, and assistance distribution.

Notes

Funded through HUD HOME Investment Partnerships Program. Part of the City of Norman Strong Neighborhoods Initiative announced in 2026.

Cities Where This Program Is Available