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City of Odessa Homebuyer Assistance Program

Administered by:
City of Odessa Community Development Department
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $13,500 for existing homes; up to $24,000 for new construction
Zero-interest deferred forgivable loan. Forgiven if borrower meets residency requirements.

Eligibility

  • Income limits: At or below 80% of Area Median Income. Ranges from $49,900 (1 person) to $82,800 (8 person household).
  • Purchase price limit: $270,632
  • First-time buyer required: Yes Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase within City of Odessa city limits.
  • Homebuyer education required: Yes

How to Apply for City of Odessa Homebuyer Assistance Program

Apply through an approved lender who works with the City of Odessa. Buyers must complete a homebuyer education course through Odessa Affordable Housing, Inc. at 432-362-2349. Buyers must provide 1% of the purchase price toward the home and have at least two months of principal and interest in savings prior to closing. Contact the Community Development Department at 307 N. Lee Street, Odessa, TX 79761.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)