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Get Matched Free →City of Palm Coast First-Time Homebuyer Program
Funding status: Active
How much assistance
Up to $35,000
Structured as a forgivable loan. Specific forgiveness terms and affordability period set by the local housing assistance plan.
Eligibility
- Income limits: Must meet income eligibility limits based on household size per FY 2025 income limits
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Must purchase a home within the City of Palm Coast.
- Homebuyer education required: Yes
How to Apply for City of Palm Coast First-Time Homebuyer Program
Complete a free First-Time Homebuyer education course and Credit and Credit Scoring workshop through a HUD-certified Housing Counseling Agency. Submit a prescreening form to Mid-Florida Housing Partnership at 386-274-4441 or visit mfhp.org. Obtain first mortgage pre-approval and submit a complete application to the City of Palm Coast Community Development Planning Division.
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