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Get Matched Free →City of Passaic HOME First-Time Homebuyer Program
Funding status: Active
How much assistance
Up to $39,500
Deferred loan; repayment terms tied to continued owner-occupancy.
Eligibility
- Income limits: At or below 80% of Area Median Income (AMI)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Property must be located within the City of Passaic.
- Homebuyer education required: Yes
How to Apply for City of Passaic HOME First-Time Homebuyer Program
Contact the City of Passaic Department of Community Development to obtain an application. Complete a HUD-approved homebuyer education course. Submit required documentation including proof of income and residency. The city will review eligibility based on income limits and first-time buyer status.
Notes
Funded through the federal HOME Investment Partnerships Program (HOME). Assistance amount is capped at 10% of the property cost, up to a maximum of $39,500.