City of Port Arthur Homebuyer Assistance Program

Administered by: City of Port Arthur Division of Housing and Neighborhood Revitalization (administered by Legacy CDC) · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $40,000 for new construction; up to $14,995 for existing homes (Forgivable Loan)

Forgivable after 5 years of occupancy for existing homes or 10 years for new construction. Automatic forgiveness at end of required occupancy period with no repayment.

Eligibility

  • Income limits: 30% to 80% of HUD Area Median Income, adjusted for family size
  • First-time buyer required: Yes — Must not own a home or have not owned one within the last 3 years.
  • Geographic restrictions: Must purchase within Port Arthur city limits.
  • Homebuyer education required: Yes

How to Apply for City of Port Arthur Homebuyer Assistance Program

Step 1: Contact Legacy CDC at (409) 832-2723 or the City of Port Arthur Housing Division at (409) 983-8259. Mandatory monthly counseling with certified Housing Counselor plus virtual Homebuyer Education course required.

Visit program website

Notes

Funded through CDBG and HOME Investment Partnership Program. No credit score requirement. Minimum participant contribution: $1,000 for new construction, $500 for existing homes. After-closing reserves may not exceed $2,500 plus 3 months gross income. Must be U.S. citizen, permanent resident, or hold current work authorization visa.

Cities Where This Program Is Available