City of Port St. Lucie Homebuyer Assistance Program

Administered by: City of Port St. Lucie Neighborhood Services (in partnership with Community Land Trust of Palm Beach County and the Treasure Coast) · City · Grant

Funding status: Active

How much assistance

Up to $100,000 (Grant)

Home is placed in the Community Land Trust. The CLT purchases the underlying land and provides a 99-year renewable lease to the homebuyer, ensuring permanent affordability.

Eligibility

  • Income limits: Maximum gross household income of 120% of Area Median Income, adjusted for household size. Minimum gross household income of $70,000.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Credit score minimum: 620
  • Geographic restrictions: Must purchase a home within the City of Port St. Lucie. Must live and/or work in Port St. Lucie at time of application.
  • Homebuyer education required: Yes

How to Apply for City of Port St. Lucie Homebuyer Assistance Program

Step 1: Contact the City of Port St. Lucie Neighborhood Services Department at (772) 579-3927. Complete a Community Land Trust Orientation. Apply during open application periods. Must contribute a minimum of 1% of the home sales price. Meet partner lenders minimum credit score requirements.

Visit program website

Notes

Funded by a federal grant through the American Rescue Plan Act (ARPA). Four to six buyers are assisted per application cycle. Application periods are limited. Verify current cycle status with the city.

Cities Where This Program Is Available