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Get Matched Free →City of Spartanburg First-Time Homebuyer Program
Funding status: Active
How much assistance
Up to $20,000
Zero interest deferred forgivable loan. Forgiven over 20 years of owner-occupancy. Repayment required if the home is sold or no longer used as primary residence before the forgiveness period ends.
Eligibility
- Income limits: Household income at or below 80% of Area Median Income for Spartanburg County.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Must purchase a home within the City of Spartanburg limits.
- Homebuyer education required: Yes
How to Apply for City of Spartanburg First-Time Homebuyer Program
Contact the City of Spartanburg Community Development Department. Complete a HUD-approved homebuyer education course. Secure a fixed rate mortgage. Submit application with required documentation.
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How soon are you looking to buy?
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